Partially out of my own ignorance of people's motivations around bitcoin, I still consider bitcoin a speculative ,high risk high reward investment vehicle, more than something to do everyday transactions in. In invested a very modest amount for the first time this past summer, and if I were to make the mistake of counting my chips while I'm still at the table, I'd say I have made a pretty amazing return. I suspect it will keep going up for a while, but like I said, I don't understand the motivations driving people well enough to really think of it as anything but speculative for me