I've never been in a similar situation, so this could be off base.

But there are a lot of people with money and a lot of people who don't like to talk about their finances.

If someone meets a woman who lives well, but doesn't go to work every day, they probably won't think, "I'll bet she has a secret life as a dominatrix." They'll just think she's a woman who has some money, and who doesn't like to talk about it.

If someone asks you what you do, just say vague things like, "My husband and I were lucky enough to be able to live comfortably." If they push, say, "Let's not talk about money." If they insist, say something more direct, like, "I'd rather keep my financial life private."

I mean, you don't owe people, even people you're friendly with, any explanations. There's nothing odd about not talking about where your money comes from. Many people who have nothing unusual going on in their lives don't like to talk about money.

Living well while downplaying what you have and being discreet about where it came from is pretty much standard operating procedure for a lot of wealthy people, especially people with family money.

There's nothing odd at all about it.